Northwest Ohio’s Preferred Title Agents
Northwest Ohio’s Most Trusted Title Insurance Agents
Midland Title wants you to know that choosing the best title insurance agent for your real estate transaction is important. Having a proven licensed title agent means peace of mind.
Why? Your title insurance agent has the responsibility to search the real estate records to determine who is the legal owner of the property. In the process, your home title agency will find out if there are liens, mortgages or unpaid taxes that must be settled before the property can legally be sold. Your closing agent title company will also uncover any legal restrictions, easements or leases that could affect the property. Once your real estate title agent makes certain that the property title is legitimate, it issues title insurance to protect both the lender and the owner from any potential claims against the property.
As your escrow closing agent, title companies also maintain escrow accounts that contain the funds needed to close on the property. At the closing, a mortgage settlement agent from the title company will bring all essential documentation, collect closing costs and distribute funds.
When you ask, how do I find the best title closing agent near me? – remember the name Midland Title for your title closing agent. It’s all about trust.
Servicing the entire Toledo area for over 35 years, Midland Title delivers prompt and professional service for all your Commercial & Residential transactions in the Northwest Ohio Region. To answer the question “Is there a title agent near me?” – remember that Midland Title serves as an agent for three of the largest underwriters: First American, Old Republic and Chicago. With Midland as your real estate closing agent, you know that your real estate transaction is in the best possible hands.
With every Midland Title company agent comes a level of proven expertise that you can trust. And with Midland Title as your escrow agent title company, your real estate closing will be done right. We care. As your neighbor, Midland takes pride in its local philanthropic activities both in and outside the office. That’s what you expect from Northwest Ohio's largest locally owned Title Agency.
So, when someone asks, “Is there a closing agency near me?” – remember that Midland Title serves both Lucas County and Wood County, including the City of Toledo, the City of Maumee, the City of Sylvania, the City of Waterville and the City of Oregon, the City of Bowling Green, the City of Perrysburg, the City of Rossford, and the City of Northwood.
We represent the best title insurance underwriters for our customers!
For the best choices in title underwriting for the Toledo metro area, talk to Midland Title, Northwest Ohio’s most trusted title insurance agents. We represent the best, because we believe our clients deserve the best.
Old Republic National Insurance Company
For more than a century, Old Republic Title has been insuring titles for Toledoans, as well for American households and commercial properties nationwide. With unsurpassed financial strength ratings in the industry, Old Republic provides peace of mind to all of its policy holders through financial strength that protects Americans’ property rights for years to come.
First American Title
First American Title’s strong national network of experienced title underwriters and commercial real estate professionals are dedicated to getting your transactions efficiently, with complete professionalism. We proudly represent First American Title for comprehensive title insurance coverage, escrow and closing services for real estate purchases, construction, refinances, or equity loans.
Chicago Title
Chicago Title is one of America’s oldest and most established Title Insurance companies and is a major part of the Fidelity National Financial family, the largest title insurance underwriter and provider in the United States. Midland Title is proud to represent Chicago Title in offering comprehensive title insurance coverage, escrow and real estate closing services in Toledo, Ohio, Lucas and Wood Counties and beyond.
Stewart
Since 1975, Stewart Title has worked on thousands of solid real estate transactions in Toledo, Ohio. Because of their Responsive Underwriting that provides accessible expertise from underwriters, Stewart is known for personable title insurance underwriting services and escrow services that are focused on the individual needs of each customer. They are ready and able to handle any complex issues you may face with your transactions.
Servicing the entire Toledo area for over 35 years
Servicing the entire Toledo area for over 35 years, Midland Title delivers prompt and professional service for all your Commercial & Residential transactions in the Northwest Ohio Region. To answer the question “Is there a title agent near me?” – remember that Midland Title serves as an agent for three of the largest underwriters: First American, Old Republic and Chicago. With Midland as your real estate closing agent, you know that your real estate transaction is in the best possible hands.
With every Midland Title company agent comes a level of proven expertise that you can trust. And with Midland Title as your escrow agent title company, your real estate closing will be done right. We care. As your neighbor, Midland takes pride in its local philanthropic activities both in and outside the office. That’s what you expect from Northwest Ohio's largest locally owned Title Agency.
So, when someone asks, “Is there a closing agency near me?” – remember that Midland Title serves both Lucas County and Wood County, including the City of Toledo, the City of Maumee, the City of Sylvania, the City of Waterville and the City of Oregon, the City of Bowling Green, the City of Perrysburg, the City of Rossford, and the City of Northwood.
Midland Title Agency Toledo Area Offices
Adams Street Downtown Office
- 401 Adams Street
- Toledo, Ohio 43604
- 419-255-0126
Executive Pkwy West Toledo Office
- 3103 Executive Pkwy., Suite 101
- Toledo, Ohio 43606
- 419-531-1192
Briarfield Boulevard Maumee Office
- 3355 Briarfield Boulevard
- Maumee, Ohio 43537
- PH: (419) 259-5403
What is title insurance?
Title insurance is retrospective. That means it covers matters that could affect your title at the time you bought your home, but it doesn’t cover anything you do to your home afterward. Your title policy insures you against loss in the event there is a determination that, as of the date of the policy, you do not really own your home (i.e., a forgery in a back deed), there is a lien against your property that you didn’t know about and that is being enforced against you (i.e., a missed mortgage, or unpaid taxes assessed against your home before you bought it), or someone is claiming that they own a part of your land that you were not told about when you purchased your title policy (i.e., a missed easement, right of way, or encroachment).
Why do I need title insurance?
Title Insurance is the only guaranteed protection against real estate title losses. It insures your ownership of your home. Your lender will require Lender's Title Insurance but that only protects their interest, it insures the lender for the original amount of the loan against invalidity of the mortgage which secures the loan.
The Owner's Policy of Title Insurance protects you. It informs you of any other interest in the property, such as liens and encumbrances, and protects you against unknown claims of ownership to your interests in your property.
Most people have fire, car, and life insurance. You pay premiums every year to continue your protection. When you purchase an Owner's Title Insurance Policy, you pay your premium only once for coverage that will protect your initial investment for as long as you own your home. Title Insurance protects you from hidden risks not revealed by an examination of the public records.
Common examples of hidden risks include:
- Forgery or Fraud
- Missed Taxes
- Undisclosed or Missing Heirs
- Incorrect Legal Descriptions
- Conveyance By a Minor
- Incorrect Indexing at the Courthouse
- Mental Incompetence of Grantors
- Missed Easements
Escrow Services
Escrow services are also done by Midland Title, Inc. Escrow is done by an independent third party to make sure that all documents and monies are transferred at the same time. We also ensure that all documents are properly signed and recorded. We do this by having all funds deposited into our trust account and all documents held in our files until everything is completed. Once everyone has turned in their funds and documents, then we distribute all funds according to the buyer's and seller's instructions.
The escrow holder may be any disinterested third party. An escrow officer must remain completely impartial throughout the entire process.
Closing Services
Midland Title can do real estate settlement closings in all counties of both Ohio and Michigan for residential and commercial transactions.
