Why Buy Title Insurance

Closing Time: 6 Steps Every Homebuyer Should Expect

Your long home-buying journey is almost over. You found the home you love, the seller agreed to your offer and…
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The Cost of Title Insurance is Worth the Investment

Whenever there’s an article in the news about title insurance, all too frequently there is criticism about the cost. This…
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What is Title Insurance?

Title insurance is retrospective. That means it covers matters that could affect your title at the time you bought your…
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Why do I need to buy both an Owner’s Policy and a Loan Policy?

When you buy real estate with all cash out of your own pocket, and you don’t have to borrow any…
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Concurrent Estates

We have previously discussed several types of estates in land, all of which can exist simultaneously on the same parcel.…
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Conveyances of Real Estate by Deed

The following discussion is a very elementary discussion of conveyances by deed. It is not intended to be a complete…
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What is the difference between an Exclusion and an Exception?

In one of my earlier blogs, I discussed the different parts of the title insurance policy. One of the parts…
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How Do You Determine the Amount of Policy?

You would think it is pretty easy to figure out how much title insurance to buy. But it’s not. That’s…
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How Recording Laws Determine Date of Policy

One of the essential provisions of a title policy is the Date of Policy. This is made clear in the…
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Legal Descriptions

Where is it? What is the address? How do I get there? These are all different ways to find out…
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The Parts of the Title Policy

Like every insurance policy, a policy of title insurance contains sections dealing with what it is insuring, the conditions of…
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Title Searches and Abstracts

Because a title policy is retrospective in nature, it is necessary for the title company to know the history of…
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What is a Fee Simple?

Think of a parcel of land not as a piece of dirt, but as a bundle of sticks, with each…
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